About — Helping High-Risk Brands Scale

About Paytonika

Helping high-risk brands scale
through better payment infrastructure.

Paytonika was founded to solve the payment challenges that traditional providers won’t touch. We combine deep APM expertise, strong banking partnerships, and risk-smart technology to help high-risk businesses grow, retain more users, and operate with confidence in global markets.

400+

Banks & Payment Partners

40+

Countries Covered Globally

99.0%+

Successful Transaction Rate

Overview

May 1 – May 31, 2025Export

Total Volume

€24,560,310

+9.7% vs last month

Successful Transactions

92.61%

+4.2% vs last month

FTD Conversion

28.45%

+5.6% vs last month

Chargeback Rate

0.38%

−1.2% vs last month

Volume Over Time

€400K€300K€200K€100K€0

May 1May 8May 15May 22May 29

Top Payment Methods

eWallets36.0%
Bank Transfer28.5%
Cards18.7%
UPI11.3%
Other3.5%
Crypto1.9%

Why Paytonika

Built for High-Risk

We understand high-risk businesses and deliver infrastructure that others decline.

Local APM Expertise

Strong regional coverage and partnerships that improve approval rates and user experience.

Retention-Focused

Smart routing, retries, and local methods to reduce churn and increase LTV.

Fast Onboarding

Dedicated account management and rapid integration for faster time-to-market.

What We Offer

APM Rails

Direct connections to 400+ banks and wallets across 40+ countries with high approval and reliability.

Cards Solution

Global card issuing and acquiring for seamless deposits, payouts, and chargeback control.

vBANs for Retention

Boost approvals and reduce declines with smart vBAN routing and account update support.

UPI & Local Methods

Deep coverage of local payment methods including UPI, PIX, BLIK, MyBank & more.

How We Work

1
Discover
We learn your business, markets, and goals.
2
Integrate
Quick, secure integration with guided support.
3
Launch
Go live with the right rails and risk controls.
4
Grow
We optimize performance and help you scale.

Industries We Power

Forex

High-performance payment infrastructure built for forex brokers and liquidity providers.

Learn more

iGaming

Scalable payment solutions for iGaming platforms and affiliates.