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Paytonika - payments powering growth

Fiat to crypto

Everything your clients need to move from EUR and GBP to USDC.

Accounts, identity verification, a wallet and conversion in one client app, under your brand. You run it from the brand portal.

Your brand

Accounts

EUR account

IBAN

GBP account

Sort code and account number

$

Crypto wallet

USDC and USDT, ERC20

Convert to USDC

Example screens. Amounts are illustrative.

For your clients

What each client gets.

Opened online, under your name, in minutes.

A personal EUR account

An IBAN in the client name, opened online in minutes.

A personal GBP account

A UK sort code and account number for Faster Payments.

$

A crypto wallet

An Ethereum (ERC20) wallet for USDC and USDT, created with the first account.

$

Conversion to USDC

Convert the EUR or GBP balance into USDC, delivered to the client wallet and confirmed on the blockchain.

Send to any address

Send USDC or USDT to any address the client chooses, confirmed with a one-time code sent by email.

History and statements

A clear history of every movement and account statements to download.

The client journey

Four steps, all on the phone.

  1. 1

    Sign up and verify on the phone

    Your client opens an account online and completes identity verification in minutes.

  2. 2

    Get a EUR IBAN and a GBP account

    A personal IBAN and a UK sort code and account number, plus a crypto wallet.

  3. 3

    Top up by bank transfer

    The client sends EUR over SEPA or GBP over Faster Payments from their own account.

  4. 4

    Convert to USDC and send it anywhere

    USDC lands in the client wallet, confirmed on the blockchain, ready to send.

For your brand

One portal for your team.

  1. 01

    White-label

    Your name, your colours, on every screen your clients see. Paytonika stays in the background.

  2. 02

    Referral links

    Invite clients with your own link. Every sign-up is attached to your brand.

  3. 03

    Brand portal

    See your clients, their accounts, balances and conversions in one place.

  4. 04

    Settlement to your wallet

    Receive your settlement in crypto to the wallet you choose.

  5. 05

    Partner programme

    Resellers and partners can introduce brands and share in the revenue.

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About crypto risk

USDC and USDT are crypto assets. They are not covered by deposit protection, their value can change, and a transfer sent to a wrong address cannot be reversed. Paytonika does not promise returns, price stability or protection on any crypto asset. Paytonika is not a bank. Funds are held by banking partners.

Launch fiat to crypto under your brand.

Tell us about your brand and we will show you the platform.